Can you believe how quickly the holidays are bearing down? Before we know it, it will be Christmas and then the start of another year.
Have you started your Christmas shopping yet? Will you invest more this year than last, or you about on track with the same amount of spending?
Just curious as to the reality of the economy since the media talks about retail sales increasing and holiday job hiring is up. Do you feel things have improved in your life the past year or few months?